Retail banking

JSC Temirbank provides individual clients with a wide range of high quality banking services. JSC Temirbank currently offers individuals services such as deposits, loans, wire transfers, payment processing services, travellers' cheques, safe deposit boxes and many other services. The volume of business with individuals is constantly growing, which suggests that clients are believing more and more in the Bank and value the quality of services provided highly.

Advantages of Temirbank deposits:

• Favourable conditions for savings 
• Flexible interest conditions 
• Favourable short-term deposits 
• Easy saving conditions for education 
• Insurance with the Kazakhstan fund for the guarantee of deposits 
• Annual prize draws among all account holders 

Temirbank's individual loan programme:

• Loan to purchase a house or apartment
• Loan to purchase a house or apartment under the JSC "KMC" programme 
• Loan to purchase a house or apartment under the JSC "BTA Ipoteka" programme 
• Loan for consumer goods 
• Loan to purchase a vehicle 
• Express loan programme 

Temirbank offers wire transfers:

• International Western Union transfers 
• Quick and safe transfers 
• A large number of branches throughout the world 
• No need to open an account 
• Simplicity and ease of sending/receiving a transfer 
• Quick money transfers within the CIS and abroad 

Temirbank performs operations with travellers' cheques:

• American Express cheques – quality and recognition throughout the whole world
• Ease of purchase and cashing throughout the whole world 
• Unlimited period of use 
• Possibility of use abroad as means of payment 
• Ease of return following loss or theft 
• No restrictions on export abroad 

Temirbank safe deposit boxes:

• Provision of safe deposit boxes 
• Safe deposit boxes can be rented by both individuals and legal entities 
• Safe deposit boxes to store securities, valuables and other items 
• Guarantee of safe deposit box security 
• Unlimited safe deposit box rental period 
• Temirbank guarantees the anonymity of your safe deposit box 

Purchase and sale of currency in Temirbank:

• Conversion of non-cash currency 
• Conversion at the bank rate 
• Exchange of cash currency 
• Favourable tariffs 
• Issue of certificates for the export of currency cash 

Payment processing in Temirbank:

• Opening of accounts in tenge and foreign currency 
• Servicing of bank accounts 
• Acceptance of deposits 
• Transfer operations 
• Conversion services 

Temirbank accepts community charges and other types of payments:

• Temirbank accepts all community charges 
• Possibility of making payments in all branches and payment processing centres 
• Any payments to the budget 
• Payment of pension contributions 
• Payment of pensions and other benefits 
• Acceptance of payments for Alma-TV services